Crypto.com Chain and its CRO token function as a crypto-based payment solution. It aims to accelerate the world's transition to cryptocurrency by supporting cross-asset intermediary currency settlements and improving interoperability between cryptocurrencies and fiat-based payments. Crypto.com Chain (CRO) Token is designed to allow users to make cryptocurrency payments to as many globally available merchants as possible. The team hopes to achieve this by making the CRO an intermediary currency that will allow for the conversion of cryptocurrencies to their fiat counterparts at a significantly reduced cost.